The rates shown are estimates based on the information you provided. This is not an illustration of life insurance. This is not an offer of life insurance. This quick quote system is for rate comparisons only. has made every reasonable effort to assure the accuracy of this information. However, we make no warranties or guarantees to the accuracy of this information. While we strive to maintain an accurate database of current rates, human as well as rounding errors can occur and therefore we cannot guarantee accuracy. It is our goal to provide the most accurate quote possible, however the actual premium is determined by the carrier written. Furthermore, various underwriting inquiries such as PHI, MIB and others may affect the final rating. All rates should be verified with the selected carrier prior to submission.